Terms and Conditions

SECURED EQUITY TITLE PAWN, LLC

By visiting this website, submitting information, using any customer-facing portal we may provide, requesting information, or otherwise interacting with Secured Equity Title Pawn, LLC, you agree to these Terms and Conditions.

Overview

The terms “we,” “us,” and “our” mean Secured Equity Title Pawn, LLC, a Georgia limited liability company. The term “Site” means securedequitytitlepawn.com. The term “Portal” means any customer portal, account portal, payment portal, document portal, or other digital system we may make available for estimates, agreements, invoices, statements, disclosures, account review, payments, or customer communications.

The terms “user,” “you,” and “your” refer to site visitors, portal users, customers, potential customers, and any other users of the Site or Portal.

Your use of the Site, access to or use of the Portal, submission of information, request for services, review of disclosures, execution of documents, and payment activity are all subject to these Terms and Conditions.

Use of the Site and Portal

To access or use the Site or Portal, you must be at least 18 years of age and have the authority to enter into these Terms and Conditions. Children under 18 are prohibited from using the Site or Portal.

Information provided on the Site or in the Portal is subject to change without notice. Secured Equity Title Pawn, LLC makes no representation or warranty that content on the Site or Portal is accurate, complete, reliable, current, or error-free, and disclaims liability for inaccuracies or omissions to the fullest extent permitted by law.

Account Creation and Submitted Information

In order to use certain portions of the Site or Portal, request services, review documents, or make payments, you may be required to provide information including your name, address, email address, phone number, account credentials, payment information, vehicle information, and other personal or transaction-related details.

You agree that any information you provide will be accurate, current, and complete. You may not impersonate another person, use false information, or use the Site or Portal for any illegal or unauthorized purpose.

Lawful Purposes

You may use the Site and Portal for lawful purposes only. You agree not to use the Site or Portal in any way that violates applicable law, regulation, or the rights of others.

No Guarantee of Approval or Funding

Submission of an inquiry, application, or document does not guarantee approval, funding, or the availability of any product or service. Any transaction remains subject to review, underwriting, title verification, vehicle valuation, legal compliance, and our internal approval standards.

Refusal of Service

We reserve the right to refuse service, decline to proceed with a transaction, suspend access, or cancel a request in whole or in part, to the extent permitted by law, without being required to provide a detailed explanation.

Communications

We may contact you by email, phone, or text regarding your inquiry, account, submitted documents, payment activity, scheduling, disclosures, or related service matters, subject to applicable law. You are responsible for providing accurate contact information and notifying us if it changes.

Payments

If payment functionality is provided, you agree to provide valid payment information and authorize charges consistent with the applicable written agreement, invoice, disclosure, or account terms. Additional processing fees may apply where permitted and disclosed.

Specific financial terms, charges, payment schedules, and transaction obligations are governed by the written documents provided to you, not by general summaries appearing on this Site.

Intellectual Property

The Site, Portal, and all related written, visual, and digital materials contain intellectual property owned by or licensed to Secured Equity Title Pawn, LLC, including trademarks, copyrights, branding, design elements, text, graphics, and proprietary information.

You may not copy, reproduce, distribute, republish, modify, transmit, create derivative works from, or otherwise exploit any portion of the Site or Portal without prior written permission.

Third-Party Services and Links

The Site or Portal may contain links to third-party websites, payment systems, portals, software platforms, or resources. We are not responsible for the availability, accuracy, content, security, or policies of any third-party site or service. Use of third-party services is at your own risk.

Changed Terms

We may modify these Terms and Conditions at any time. Changes become effective when posted to this page or otherwise made available to you. Your continued use of the Site or Portal after changes are posted constitutes your acceptance of the revised Terms and Conditions.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SECURED EQUITY TITLE PAWN, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF DATA, REVENUE, PROFITS, BUSINESS OPPORTUNITY, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR PORTAL, YOUR RELIANCE ON SITE CONTENT, YOUR COMMUNICATIONS WITH US, OR ANY THIRD-PARTY PLATFORM OR SERVICE.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL CUMULATIVE LIABILITY FOR ANY CLAIM RELATING TO THE SITE OR PORTAL SHALL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU PAID TO US, IF ANY, FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM.

Indemnification

You agree to indemnify, defend, and hold harmless Secured Equity Title Pawn, LLC and its owners, managers, members, employees, contractors, agents, successors, and assigns from and against claims, liabilities, damages, losses, costs, and expenses, including reasonable attorney’s fees, arising out of your misuse of the Site or Portal, your violation of these Terms and Conditions, or your violation of applicable law.

Privacy

Your use of this Site is also subject to our Privacy Policy, which describes how information may be collected, used, stored, and shared.

Georgia Law; Venue

These Terms and Conditions are governed by the laws of the State of Georgia, without regard to conflict-of-law principles. Venue for disputes arising from these Terms and Conditions shall lie in a court of competent jurisdiction in Georgia, unless otherwise required by applicable law or a separate written agreement.

Severability

If any provision of these Terms and Conditions is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with any applicable Privacy Policy, disclosures, written agreements, and transaction documents, constitute the entire agreement between you and Secured Equity Title Pawn, LLC regarding the Site and Portal, except where a separate signed agreement controls.

Contact

Secured Equity Title Pawn, LLC
[email protected]
Atlanta, Georgia

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This website and its contents are provided for general informational purposes only and do not constitute legal advice, financial advice, or a commitment to lend. All services are subject to eligibility, verification, documentation, and applicable law.